Member Insurance Benefits

Auto & Home Insurance

Our partner, TruStage, offers auto and home insurance at a discount for Liberty Bay Credit Union members. You can expect top-notch service and solid value, and it's easy to get a quote online! 


Accidental Death & Dismemberment Insurance

Liberty Bay's Basic $2000 Accidental Insurance policy is available to each member, free of charge. Members must enroll in order to opt in to this policy. Members may purchase additional voluntary coverage (up to $300,000) for themselves and their family during enrollment. Premiums for this additional coverage are deducted from the member's LBCU account.


Credit Disability Insurance

Credit disability insurance may be purchased by the member to cover the monthly payments of a particular loan if he or she becomes temporarily disabled, up to age 66, and is unable to work. Disability benefits will begin the 31st day of disability. Premiums are added to the loan's outstanding principal balance each month.

Some policies may change or become unavailable when a member reaches age 70. Detailed information is available at our offices.

These insurance policies are separate from the insurance that automatically protects your Liberty Bay deposit accounts provided by the National Credit Union Administration (NCUA), an agency of the Federal government, and the Massachusetts Share Insurance Corporation (MSIC).

For more information on any of these insurance benefits, please contact our Member Services team at (617) 439-6500 or submit an online inquiry.