Checking Accounts

Find the Best Checking Account for YOU!

Liberty Bay offers three distinct checking accounts to fit the needs of our diverse membership. Click on an account type below to learn more. 


Free Benefits Checking

With Liberty Bay's FREE Benefits Checking, members can enjoy no minimum balance, no monthly maintenance fees, and no transaction limits!

OPEN AN ACCOUNT         Take the FA$Ttrack: Checking Accounts

Account Features:

  • NO minimum balance, NO monthly maintenance fees, and NO transaction limits
  • First order of checks is FREE
  • Get your balance fast with our automated telephone service, MoneyLine 
  • Sign up for Online & Mobile Banking with Bill Pay, Remote Check Deposit, PopMoney, and more
  • Use your Liberty Bay debit card or pay with your mobile device using Apply Pay
  • Surcharge-free ATM transactions are available at SUM, MoneyPass, CO-OP and Allpoint ATM locations*

Premier Checking 

Enjoy all the benefits of our traditional FREE Benefits Checking, PLUS earn up to $15.00 in Foreign ATM fee reimbursements every month!!

OPEN AN ACCOUNT

Account Features:

  • Simply maintain a minimum daily balance of $500.00 to earn up to $15.00 in ATM Fee Reimbursements each month
  • NO minimum balance, NO monthly maintenance fees, and NO transaction limits
  • Surcharge-free ATM transactions are available at SUMMoneyPassCO-OP and Allpoint ATM locations* 
  • Sign up for Online & Mobile Banking with Bill Pay, Remote Check Deposit, PopMoney, and more
  • Get your balance fast with our automated telephone service, MoneyLine 
  • Minimum deposit to open: $500.00

Must maintain minimum daily balance of $500.00 for the entire statement period to be reimbursed up to $15.00 for Foreign ATM Fees accrued in that same statement period. Reimbursement up to $15.00 will be applied during the following statement period. If minimum daily balance of $500 per statement period is not met, member will not be eligible for a reimbursement of foreign ATM fees accrued during that statement period. No account maintenance fees will be charged by Liberty Bay Credit Union, and no minimum balance is required. Other fees may apply. 


Senior 62 Checking

Liberty Bay's Senior 62 Checking Account offers members 62 years and older a variety of account features, including:

  • Unlimited checking transactions
  • Surcharge-free ATM transactions are available at SUM, MoneyPassCO-OP and Allpoint ATM locations*
  • One free reorder of basic style checks at a time (special styles may be purchased)
  • A no-fee Visa credit card (subject to certain restrictions)

Inquire Now

Need assistance? For more information on our Senior 62 package, please call (617) 439-6500 to speak with a member of our team.

 

 

NOTE: Even though Liberty Bay does not charge its members for ATM transactions made anywhere in the world, many banks and other owners of ATMs may impose a surcharge or convenience fee for using their machines. You have a right to terminate such transactions and avoid these charges. 

"Checking" refers to Liberty Bay's Share Draft Account. Certain restrictions may apply.