Skip-A-Payment Automobile Refinance Lend-a-Hand Home Equity Loan

Skip-A-Payment

Ever wish you could hit “pause” on your monthly loan payments? With our Skip-a-Payment program, you can. Liberty Bay Credit Union’s Skip-A-Payment program allows you to skip payments on your loans up to 3 months of your choice without being considered delinquent.

Eligible loans include:

Auto Loans
Personal Loans
Boat Loans
RV & Trailer Loans
Motorcycle Loans
Credit Builder Loans

To learn more and request a skip a payment simply call us at 617-439-6500 and choose option 2 to be transferred to one of our Loan Servicing Representatives who would be happy to help you. You can also click the link below to get started.

Skip-A-Pay form

More reasons to Skip A Payment:

Free Up Cash

Plan a Vacation

Holiday Shopping

You Decide!

Automobile Refinance

Qualified members can take advantage of the equity they have in their vehicle to help pay other expenses.

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If refinancing for a larger amount than existing loan balance, members receive difference in cash

Loan amount dependent upon member’s debt-to-income ratio and automobile’s loan-to-value ratio

Interest rate dependent upon member’s credit score

Lend-a-Hand Home Equity Loan

Qualified members can draw on the equity in their home, even if temporarily unemployed.

Apply Now

Up to 90% loan-to-value permitted

Borrow up to $10,000 over a 7 or 10 year term*

Fixed payments (principal and interest)

Rate based on member’s credit history, potential bankruptcy risk, and other risk factors

Temporary unemployment will not be a determining factor in loan approval

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Monday–Friday	8:30 a.m. – 4:30 p.m.
Saturday	9:00 a.m. – 1:00 p.m.
Scituate	Closed on Saturdays
CO-OP Shared Branch Hours Monday - Friday	8:30 a.m. - 4:00 p.m.

Monday–Friday	8:00 a.m. – 5:00 p.m.
Saturday	9:00 a.m. – 1:00 p.m.