Personal

NEW: Premier Line of Credit

Want the flexibility of a credit line? Tired of high interest credit cards? This product is for you! With an unsecured Premier Line of Credit you can borrow up to $25,000 without the hassle of putting up collateral. Rates start as low as 8.75% APR* and are based on creditworthiness and other factors. Learn more or apply today!  

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*APR=Annual Percentage Rate. Eligibility is based on creditworthiness. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. 


Secured Personal Loan

Secured Loans are a great way to build or improve your credit! With this loan product, simply use the existing funds in your Liberty Bay savings account, Money Market Account, or term certificate as collateral for a short-term, low-rate personal loan. 

(If borrowing against funds from a term certificate, your Secured Loan term must be less than or equal to the remaining term on your term certificate.)

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Unsecured Personal Loan

With an unsecured personal loan from Liberty Bay, you'll have the funds to purchase a new household appliance, take a well-deserved vacation, or fulfill just about any other loan need you may have. And you can do it all for less than you'd pay with a high-rate credit card.

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Credit union membership is required for all loan products. Eligibility is based on creditworthiness, and a minimum credit score may be required. Total combined unsecured loan limit of $25,000 and other restrictions may apply.