Deposit Rates

Liberty Bay CU Dividend Rates

Effective January 18, 2017

Want to know how much interest you can earn? Use our Savings Calculator and find out.

All dividend rates are subject to change, not guaranteed for completeness, currentness or accuracy.


Click here to view our Checking accounts

Click here to view our Savings & Investment accounts

*APY = Annual Percentage Yield

**Savings, Free Benefits Checking accounts, Money Market, Club accounts and IRA MM accounts are variable rate accounts, rates can change after the account is opened. A minimum deposit of $2,500.00 is required to open a Money Market account.

***The minimum balance to open a 17 month Centennial CD is $1,000 of new money. New money is defined as newly deposited funds not currently on account with the credit union. Transfers from existing Liberty Bay Credit Union accounts are ineligible for this promotion. Funds must be deposited in a single transaction.

**** IRA Certificate of Deposit include traditional and roth options

*****IRA MM include traditional, roth and educational IRA options

Interest is compounded daily/payable monthly on IRA accounts, Money Market accounts, Checking, CDs (certificates of deposit), and Savings accounts. Club accounts earn a simple interest. There is a substantial penalty for early withdrawal of principle from CDs (certificates of deposit). All dividend rates are subject to change. Call the Member Services Department at (617) 439-6500 for further information.