Liberty Bay Credit Union offers checking accounts* to meet the needs of our members in the Greater Boston area. And switching your accounts over to us has never been easier. Check out our Checking Account Coach and be more informed when it comes to your money.
Benefits Checking Account
Liberty Bay Credit Union's Benefits Checking gives you dividends that are compounded daily and paid monthly. Your processed checks are scanned and filed by the credit union for safekeeping and you receive monthly statements that detail account activity. And you can view front and back copies of all your cleared checks if you sign up for FREE Online Banking. Deposits and withdrawals can be made in person at our Boston, Braintree, or Stoneham branches, by mail, direct deposit, or payroll deduction, or by transfer via MoneyLine or wire transfer. You can also access your account through our ATM system.
Plus, with Benefits Checking, you'll enjoy:
- No minimum balance
- Earn interest with just a $5 balance
- Your first box of personalized checks are free
- A free MasterCard Debit & ATM card
- Free ATM transactions everywhere**
- Surcharge-free ATM transactions at SUM and MoneyPass locations
- Free Online Banking and free Bill Pay
Senior 62 Checking
Liberty Bay's Senior 62 package offers members 62 years of age or older unlimited checking, free ATM transactions with Direct Deposit, one free reorder of basic style checks at a time1, a no-fee Visa Credit Card2, free single signature traveler's checks, and a ten percent discount on Safe Deposit boxes. We hope you will take a moment to check out our Senior 62 Checking page.
Under 21 Checking
Our special Under 21 Checking Package of savings, checking, ATM, and Visa Credit Card services is a great way for Liberty Bay Credit Union members from age 16 to 20 to get started on the way to financial independence. Whether they're safely tucked away here in Boston, or off on their own attending school or traveling, Liberty Bay's Under 21 Value Package will make sure they have the funds they need, when they need them.
Check out our Under 21 Checking page for more information and "Links You'll Love!" Under 21 members must be 18 years or older for VISA product enrollment.
Start today! Download the Under 21 signature card, complete, and return it to Liberty Bay Credit Union to open your account today.
You can also visit any of our convenient branch locations in Boston, Braintree or Stoneham to learn more about all of your checking account options.
*Checking refers to Liberty Bay's Share Draft Account.
**Deposits, withdrawals, and transfers at our ATM locations are free. If you have your net pay or pension deposited directly to a Liberty Bay CU checking account, all network (CIRRUS, and NYCE) transactions are free of Liberty Bay CU fees. For members who do not deposit directly into a Liberty Bay CU checking account, the first five (5) transactions at network ATM locations are free of Liberty Bay CU fees. Additional transactions are $1.00.
1Special styles may be purchased.
2Certain restrictions may apply.