Checking Accounts

Liberty Bay Credit Union offers checking accounts* to meet the needs of our members in the Greater Boston area. And switching your accounts over to us has never been easier. Check out our Checking Account Coach and be more informed when it comes to your money.

Benefits Checking Account

Liberty Bay Credit Union's Benefits Checking gives you dividends that are compounded daily and paid monthly. Your processed checks are scanned and filed by the credit union for safekeeping and you receive monthly statements that detail account activity. And you can view front and back copies of all your cleared checks if you sign up for FREE Online Banking and FREE Mobile access. Deposits and withdrawals can be made in person at our Boston, Braintree, or Woburn branches, by mail, direct deposit, or payroll deduction, Accuscan (our mobile remote capture system), or by transfer via MoneyLine or wire transfer. You can also access your account through our ATM system.

Plus, with Benefits Checking, you'll enjoy:

  • No minimum balance
  • Earn interest with just a $5 balance
  • Your first box of personalized checks are free
  • A free MasterCard Debit & ATM card
  • Free ATM transactions everywhere
  • Surcharge-free ATM transactions at SUM and MoneyPass locations
  • Free Online Banking and free Bill Pay

Senior 62 Checking

Liberty Bay's Senior 62 package offers members 62 years of age or older unlimited checking, free ATM transactions with Direct Deposit, one free reorder of basic style checks at a time1, a no-fee Visa Credit Card2, free single signature traveler's checks, and a ten percent discount on Safe Deposit boxes. We hope you will take a moment to check out our Senior 62 Checking page.


NOTE: Even though Liberty Bay CU does not charge its members for ATM transactions made anywhere in the world, many banks and other owners of ATMs may impose a surcharge or convenience fee for using their machines. You have a right to terminate such transactions and avoid these charges.

*Checking refers to Liberty Bay's Share Draft Account.
1Special styles may be purchased.
2Certain restrictions may apply.